Know The Law India

*** Read Section 56 & 57 of "THE CODE OF CRIMINAL PROCEDURE, 1973" to understand better. Section 56: Person arrested to be taken before Magistrate or officer in charge of police station A police officer making an arrest without warrant shall, without unnecessary delay and subject to the provisions herein contained as to bail, take or send the person arrested before a Magistrate having jurisdiction in the case, or before the officer in charge of a police station Section 57: Person arrested not to be detained more than twenty-four hours No police officer shall detain in custody a person arrested without warrant for a longer period than under all the circumstances of the case is reasonable, and such period shall not, in the absence of a special order of a Magistrate under section 167, exceed twenty-four hours exclusive of the time necessary for the journey from the place of arrest to the Magistrate's Court. *** There are two types of offences: - Non...

From 1/4/2019, TRAI has implemented following regulation: "Telecommunication (Broadcasting and Cable) Services Standards of Quality of Service and  Consumer Protection (Addressable Systems) Regulations, 2017" Not following above regulation by your DTH operator is violation of law. Know this regulation governing the service standards offered by DTH operators like Tata Sky, Dish TV, Airtel TV, Cable operators, etc.  For example:   As per sec 5(1): No distributor of television channels or its linked local cable operator, as the case may be, shall, without receiving a request from a subscriber, make any change in the services subscribed by  that subscriber. Section 19 & 22 talks about timeline for sending invoice and format of it. Section (10), Sec (11) & Sec (17) talks about price protection for channel packages when advance payment has been made. Also many more rules & minimum standards in it to ensure DTH & Cable operator provide quali...

If your bank does not resolve your complaint within 30 days.  Approach RBI's Banking Ombudsman. You can simply write your complaint  on a 'Plain paper' or  Fill up a 'Form' available online on RBI's website  or  Send an 'Email' to Banking Ombudsman's email address.  - It is a cost free & hassle free way to resolve your banking complaint. - Banking Ombudsman is governed by 'Banking Ombudsman Scheme 2006' of RBI - 'Clause 8' of this scheme (regulation) is very important. It covers various 'Grounds of Complaint' on which a complaint can be made.  - You can select one ground (topic) relevant to your complaint from this list of around 46 Grounds and mention the same in your Complaint letter. - Ombudsman shall try to solve the complainant within 30 days from the date of receipt of the complainant by its Office [as per Clause 12 (1)] - Compensation for any loss suffered ...

Delay in settlement of your #mediclaim by health insurance company?   Know your rights. As per Section 16 of "Protection of Policyholders' Interest Regulations, 2017", Every Health Insurance Company is required to initiate & complete the investigation (Process the claim papers) within '30 days'  and  settle the claim (full/partial) within '45 days' from the receipt of last necessary documents from Customer (hospital bills & other reports/certificates).  In case of delay beyond stipulated '45 days' the Insurance Company shall be liable to pay interest at a rate of 2% above the bank rate from the date of receipt of last necessary document to the date of payment of claim. Make sure to mention this in your Complaint letter when you Complaint to grievances cell of your insurance company in case of delay. Insurance Ombudsman: If your Insurance Company does not solve your complaint within 30 days. - You can complaint to 'Insurance ...

8 years Moratorium Period in General and Health Insurance Once you have paid premiums for a health insurance policy for eight years continuously, your insurer will have to pay all claims as per the policy limits from April 1, 2021 onwards After the expiry of the eight-year moratorium period no health insurance claim can be contested. The exceptions are proven fraud and permanent exclusions specified in the policy contract. After completion of eight continuous years under the policy no look back to be applied. This period of eight years is called as moratorium period. The moratorium would be applicable for the sums insured of the first policy and subsequently completion of 8 continuous years would be applicable from date of enhancement of sums insured only on the enhanced limits. After the expiry of Moratorium Period no health insurance policy shall be contestable except for proven fraud and permanent exclusions specified in the policy contract. The policies would however be subject to ...

Did you know? Cooking gas or LPG cylinder at your home is governed by: "The Liquefied Petroleum Gas ( Regulation of Supply and  Distribution) Order, 2000" by MINISTRY OF PETROLEUM AND NATURAL GAS If your distributor or supplier is violating any of the norms mentioned in above Order, you can complaint to higher authorities. For example:  Under Clause 9 (e): No distributor shall, without prior written permission of the concerned Government Oil Company, refuse to make home delivery at the address of the consumer, as registered with the distributor; Clause 9 (d): No distributor shall sell LPG at a higher price than that fixed  by the Government Oil Company or the parallel marketer. Prohibited Activities (for Government Oil Companies) SCHEDULE -1[ see clause 3 (4) ]: 1. Forced sale of Stove / Hotplates to the consumers. 2. Recovery of unauthorised charges from applicant at the time of registration / release of new  connection. 3. Supply of partially used cylinder / pilfer...

Hey Guys ! Once again I come across a very nice website https://www.surveymonkey.com . It is a very popular website for collecting Surveys Online. Here, you can create your own online Questionnaire very easily & quickly with the help of readymade questionnaire Design tool. Also, very easy methods are available for online distribution and sharing of your Questionnaire. Over and above this, website also provides you powerful Analytical tools for analyzing the answers. Do go through one short video at the end of this blog on how this tool works Good thing about this website is that it provides very user friendly easy-to-create questionnaire Design tool . You need not be master of any Market Research subject. You need not remember various types of questionnaire. This Design tool will make your life very easy. On this website, you have number of options to collect your answers online i.e. through sharing separate Link, Email, Website embedding and through Fac...